Home Equity Line of Credit
6.49% APR
Introductory rate for the first 6 months

With rates as low as 6.49% APR* for the first 6 months, a home equity line of credit (HELOC) from Cyprus Credit Union is the perfect solution for funding home renovations and more.

  • Up to 100% Loan-to-Value (LTV)
    Use the equity in your home to borrow up to 100% of its full appraised value.

  • Save on Interest
    HELOCs typically offer lower interest rates compared to credit cards and personal loans, helping you save on interest payments.

  • Fund Larger Purchases
    Whether it's to fund education, a wedding, or any of life's other expenses, a HELOC can offer a way to pay for expenses with lower interest rates than a credit card.

  • Make Home Improvements
    Finance the home repairs, remodels, or renovations that you've been waiting to make, and potentially increase the value of your property.

  • Streamline Your Debt Management
    Consolidate multiple debts into a single, manageable monthly payment, simplifying your finances and reducing stress.

  • Enjoy Financial Flexibility
    Access funds from your HELOC as needed for planned expenses or unexpected bills, providing a safety net for your finances.

Consult with Cyprus Credit Union’s team of experienced professionals to learn how a HELOC can help you save by making the most of the equity in your home. 


*APR = Annual Percentage Rate. 6.49% APR introductory rate available only on a new home equity line of credit (HELOC) with automatic payments from a Cyprus Checking account. Introductory rate available for the first six (6) months after opening. 8.50% APR variable rate applies thereafter. Variable rate subject to change. Membership, terms, and eligibility requirements apply. Some recording fees may apply and some loans require an appraisal. Limited-time offer. NMLS ID 666254. Equal Housing Lender.