New Branch in Millcreek

Everyday Savings Boosts
Your dividend-earning Dream Checking account unlocks access to Dream Certificates and Dream Round Up Savings.

Loan Discounts & Savings
Receive a 0.50% discount on Dream Auto and RV loans when you set up automatic payments from your Dream Checking account.

Streamlined Financial Management
Enjoy constant access to your credit score and report, online budget planning & tracking tools, financial education resources, and more.

Practical Banking Solutions

• No minimum balance requirement
• No monthly or annual service charge
• Nationwide access to over 30,000 surcharge-free ATMs and thousands of Shared Branch locations.

Open a new checking account with direct deposit and get up to $300.

• $100 after first month of qualifying direct deposit of $300 or more
• $50 after each of the following 4 consecutive months receiving qualified direct deposit

Membership and eligibility requirements apply. Available on new checking accounts only. Not available to business or secondary accounts. Limit one new checking offer per account. Checking account must be opened between June 14, 2024 and August 31, 2024. Direct deposit must total $300 or more per calendar month, begin within 90 days of account opening, and be an electronic deposit of a paycheck, pension, or government benefits from an employer or government entity. The initial $100 of the offer will be paid within 30 days of a qualifying direct deposit. The remaining $200 of the offer will be paid in increments of $50 per month so long as the monthly direct deposit of $300 or more continues for the four consecutive months following the initial direct deposit. Said $50 payouts will be deposited within 30 days of meeting the direct deposit requirements in a given calendar month. If a qualifying direct deposit is not received into checking during any given month, the $50 payout for that month and all subsequent months will not be awarded. Federally insured by NCUA. Promo code: 3CKMCGO

Higher Earnings
Earn a higher yield than a traditional share savings account.

Flexible Terms
With terms ranging from six months to five years, there's a certificate to fit your savings goal. 

Secured Savings
Funds are federally insured for at least $250,000 by the NCUA.

Savings Options
Choose between a traditional or Dream certificate. See "Offer Details" below for more information.

Open a new 12-month certificate and earn 5.25% APY.

APY = Annual percentage yield. Rate as of May 24, 2024 and subject to change at any time. Visit CyprusCU.com for current rates. Early withdrawal fees may apply. Offer available on a 12-month traditional or Dream certificate. Traditional certificate requires a deposit of $1,000.00 or more to open; no additional deposits are permitted after opening. Dream Certificate requires a minimum deposit of $20.00 to open as well as an automatic monthly transfer of $10.00 or more from a Cyprus checking account. A Dream Certificate will be converted to a traditional certificate if its balance exceeds $100,000.00 at any point during the term. Federally insured by NCUA.

Quick Local Service
With fast, in-house underwriting, our local team of advisors can help turn your dream home into a reality with time to spare.

Home Loan Options
Our mortgage programs cover every option from first-time buyer to seasoned real estate investor. Ask us about fixed- and adjustable-rate mortgages, USDA loans, our 100% Purchase Program, and more.

Expert Guidance
As your mortgage partner, our experienced home loan advisors are here to guide you with every step of your homebuying journey.

Apply for a home loan with Cyprus Credit Union and get a free appraisal upon closing.

Apply by August 31, 2024 to qualify!

Limited-time offer. Applicant will be credited the cost of one home appraisal upon closing on a mortgage with Cyprus Credit Union on said home. Mortgage application must be submitted by August 31, 2024 to receive offer. To redeem, mention Millcreek Grand Opening offer at closing. Offer cannot be applied to home equity, Short & Sweet, or incomplete loans. No cash value. Membership and eligibility requirements apply. Equal Housing Lender. NMLS ID 666254.

Ideal Solution for Teens
With no annual or monthly fees and no minimum balance requirements, this account is ideal for teaching teens how to manage finances.

Debit Card Access
Debit card usable wherever Visa is accepted. Option to place safeguards on debit card to reduce risk of overdraft fees.

Stay Informed
Account alerts keep you and your teen updated on current account balance.

Get $100 when you open a new teen checking account with E-Statements and use your debit card.

Membership and eligibility requirements apply. Available on new checking accounts for teens ages 11–17 only. Parent or legal guardian must sign on account to open. Not available on secondary accounts. Limit one new checking offer per account. Checking account must be opened between June 14, 2024 and August 31, 2024. Must enroll in E-Statements and complete one debit card transaction within 90 days after opening to qualify. $100 will be deposited within 30 days of meeting eligibility requirements. Promo code: 1TCMCGO

Tap Into Your Home's Equity
Putting the equity in your home to work is a great option for consolidating debt or funding larger expenses like home improvements.

Flexible & Convenient
A HELOC functions as a revolving line of credit, giving you the flexibility to borrow as needed.

Optimal Equity Borrowing
With generally lower interest rates than credit cards, our HELOCs offer a cost-effective lending solution while allowing you to borrow up to 100% of your home's value.

Open a new home equity line of credit and get an introductory rate of 6.49% APR for the first 6 months. 

APR = Annual percentage rate. 6.49% APR introductory rate available only on a new home equity line of credit with automatic payments from a Cyprus checking account. Introductory rate available for the first six months after opening; 8.50% APR variable rate applies thereafter. Variable rate subject to change. Membership, terms, and eligibility requirements apply. Some recording fees may apply and some loans require an appraisal. Limited-time offer. Membership and eligibility requirements apply. Equal Housing Lender. NMLS ID 666254.

Designed with You in Mind
Our Visa Low-Rate card provides security and convenience with a great low rate and no hidden fees.

Affordable Everyday Card
With a low rate, this card is a great choice if you carry a credit card balance or need an everyday card solution that won't break the bank.

Convenient Access
Accepted at ATMs and merchants worldwide.

Open a new Low-Rate Visa credit card and get an introductory rate of 0% APR for the first 6 months. 

APR = Annual percentage rate. Introductory rate of 0% APR applies only to purchases and balance transfers on a new Low-Rate Visa credit card and is available for the first six months after opening. Membership and eligibility requirements apply. Equal Opportunity Lender.

Our business services offer more than just deposits and loan products. Let our experienced business advisors find the best products to help your business grow.

Business Deposit Products
Growth Money Market accounts and checking options to fit your business’ needs

Business Lending Products
Lines of credit, equipment loans, SBA loans, commercial real estate and construction loans

Business Cash Management
ACH services, online wires, merchant services, payroll services, and mobile deposit

Get $100 with a new business checking account* and/or $100 with a new Business Visa Rewards credit card.** 

Plus, enjoy a 0% introductory APR^† for the first 6 months with your new Business Visa Rewards credit card!

*$100 will be deposited to business checking within 30 days of meeting following terms and conditions: Offer available on a new Essential Small Business Checking, Choice Business Checking, or Nonprofit Checking account only. Not available on secondary accounts. All business checking accounts require a minimum opening balance of $50. Limit one new business checking offer per entity. Account must be opened between June 14, 2024 and August 31, 2024. Must complete one debit card transaction within 90 days after opening to qualify. Account charges and fees may apply; see Business Rates and Service Charges below for more details. Promo code: 1BCMCGO

**$100 will be deposited to business checking within 30 days of meeting following terms and conditions: Offer available on a new Business Visa Rewards credit card only. Business Visa Rewards credit card is subject to approval, terms, and conditions. Credit card must be opened and used for one purchase by August 31, 2024 to qualify. Promo code: 1BVMCGO

^†APR = Annual percentage rate. Introductory rate of 0% APR applies only to purchases and balance transfers on a new Business Visa Rewards credit card and is available for the first six months after opening. Variable rate applies after introductory period ends. Business Visa Rewards credit card must have limit of $25,000.00 or less to be eligible for introductory rate. Must have an active Cyprus business checking account. Limited-time offer. 

Competitive Rates
We offer competitive rates to get you the best deal on your new vehicle.

Flexible Terms
Convenient repayment terms on both new and used vehicles.

Quick Approval
Funds are available the same day as approval in most cases.

Get up to $300 when you open or refinance* your auto, RV, or motorcycle loan direct through Cyprus Credit Union.

Membership and eligibility requirements apply. Requires a Dream Checking account to qualify. Available on auto, RV, and motorcycle loans either (a) financed with Cyprus Credit Union between June 14, 2024 and August 31, 2024 OR (b) brought over to Cyprus Credit Union from a different financial institution via refinance between June 14, 2024 and August 31, 2024. To be eligible for offer, applications must be submitted on CyprusCU.com, in person at any Cyprus branch, or by calling 801-260-7600 (dial option 3). Loans funded at a dealership are not eligible unless the loan was preapproved by Cyprus Credit Union via application online, over the phone, or in person prior to financing at the dealership. Cash incentive amount will be based on original loan amount. Minimum loan amount of $10,000.00 will receive cash incentive of $100.00. Loan amount of $20,000.00 – $29,999.99 will receive $200.00. Loan amount of $30,000.00 or more will receive $300.00. Cash incentive will be deposited to Dream Checking within 30 days of loan funding. Equal Opportunity Lender. Promo code: 3ALMRV6

*Refinanced loans that originated at Cyprus Credit Union are not eligible for offer.