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Dream Rewards Checking

Dream Big, Earn More

Open a new Dream Rewards Checking account to start earning points for making everyday purchases, paying loans on time, and even building your savings.

Dream Rewards Checking

Get up to $300

when you open a new Dream Rewards Checking account with direct deposit.1

Get Rewarded

 

Other New Account Offers

200

Learn & Earn Teen Account

Teens can earn up to $200 when you open them a new Learn & Earn account.2Start Learning

200

Business Accounts

Get $200 with a new business checking and a Business Rewards Visa card.3

Open Account

 

1 Dream Rewards Checking
Offer available on new Dream Rewards Checking accounts only. Not available on business or secondary accounts. Limit one new checking offer per account. Dream Rewards Checking account must be opened between January 1, 2026  and April 30, 2026 to qualify. Direct deposit must total $500 or more per calendar month, begin within 60 days of account opening, and be an electronic deposit of a paycheck, pension, or government benefits from an employer or government entity. The initial $100 of the offer will be paid within 30 days of qualifying direct deposit. The remaining $200 of the bonus offer will be deposited within 30 days of third consecutive calendar month of direct deposit. Promo code: 300DRC2026

2 Learn & Earn Teen Account
Learn & Earn accounts are only available to teens ages 13–18. Parent or legal guardian must sign on account for teens ages 17 and under. Account must include Learn & Earn Checking AND Learn & Earn Savings, be enrolled in Home Banking AND E-Statements, and have an active debit card to qualify for any cash bonus. $200 Learn & Earn bonus is broken down into three segments:
1) New Account Bonus: Available on new Learn & Earn Checking accounts only. Not available to members who have had any checking account with Cyprus within the last 12 months. $50 will be deposited into a checking account within 30 days of account opening and e-statement enrollment.
2) Learn & Earn Skills bonus: Must be age 13 or older to enroll in Home Banking and the Learn and Earn learning platform. Primary account holder (the teen) must complete the following skills under their own Home Banking login before their 19th birthday to qualify: Teen Learn & Earn: Savings, Teen Learn & Earn: Spending Smart, and Teen Learn & Earn: Budgeting. $100 will be deposited into account within 30 days of completing required skills.
3) Direct deposit bonus: Direct deposit must begin prior to 19th birthday to qualify. Direct deposit must be an electronic deposit of paycheck or benefits from an employer or government entity to the Learn & Earn Checking account to qualify. $50.00 will be deposited into account within 30 days of eligible direct deposit.
Limit one Learn & Earn bonus per member; cannot be combined with any other new account offer. Bonus offer may be discontinued or changed at any time without notice.

3 Business Account
Business Checking and/or business credit card must be opened by December 31, 2026 to qualify. All business checking accounts require a minimum opening balance of $50. Account charges and fees may apply. Checking bonus not available to businesses with existing Cyprus business checking accounts. Offer available on any new Essential Small Business Checking, Choice Business Checking, or Nonprofit Checking account. $100 bonus will be deposited into the business checking account within 30 days of qualifying account opening. Business Rewards Visa credit card offer not available to businesses with an existing Cyprus business credit card. Business Rewards Visa credit card is subject to credit approval, terms, and conditions. $100 bonus will be deposited into business checking account within 30 days of qualifying credit card opening.
Promo code: 200BA2026